We offer varying financial loan assistance, no matter what your circumstances we will help and find the best options.
HOME LOAN
We are fully accredited with a wealth of expertise in the market. Our team will assist you as you understand the credit criteria, weigh up your options, and take the decision to apply.
With the right options at your fingertips, you’ll be able to keep loan repayment amounts manageable and assess comparison rates that give you more insight when choosing a home loan. There are many different choices out there for you — Lions Circle will help you to narrow these choices and then broker a deal with the right home loan provider for your case.
| Refinancing Loans A refinancing loan can help you achieve a lower interest rate on your existing home loan, reducing the costs, fees, and charges that often come with this type of credit. With the right refinancing strategy, you can reduce the life of the loan and ensure that it is paid off quickly and easily. Many homeowners feel that they are locked into loan terms of 25 years or more and trapped by fixed interest rates. With our home loan and mortgage broking services on your side, this might not be the case. You may be able to refinance your loan to pay off your debt more quickly, or simply to reduce the monthly repayments on the mortgage. Refinancing can provide a significant benefit to owner-occupiers and other types of property owners. | Loans for First Home Buyers Buying your first home is an exciting experience, but it can also be a daunting and scary one. This is why you need the proper support and guidance from reputable home loan brokers in Sydney as you make your financing choice. We have specialist personnel on hand who will work to understand your specific case and your specific needs. From here, we apply our skill and expertise in the home loan market as we bring you a range of choices that suit your criteria. Tell us what you need, and let us manage the whole process for you. We’ll even take our fee from the lender, so there is no cost to you at all. This will be a serious load off your mind as you purchase a first home. Choosing a home loan doesn’t have to be difficult. We can help you understand your eligibility for the First Home Owner Grant, or other forms of assistance, that can make your money go further. |
COMMERCIAL LENDING
A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
It can be used to expand current business operations, when current equity within the business isn’t sufficient to future and/or arising projects.
Commercial lending can be used to supplement cash flow for new businesses yet to get off the ground or have limited cash flow.
INVESTMENT LOAN
Investing in your future is critical, and property is a popular vehicle for achieving this. You just need a long-term plan and view, as well as expert guidance. Whether you’re planning to create wealth through property, shares or managed investments, Lions Circle can work with you, your accountant, and financial advisers to ensure you have the lending solutions that meet your investment needs perfectly.
Investment loans are a complex area of lending. Lenders need to consider your personal financial position and your future ability to meet the servicing of the loan, and then factor these into their decision.
CAR LOANS
Car loans work by providing a lump sum of money for you to buy a car. Then, it’s yours to drive, while also making monthly payments on the loan (with interest) over time. Until you fully repay the loan, the lender holds the title to the car and can repossess it if you fall behind on payments.
Financing a car may be a good idea when: You want to drive a newer car you’d be unable to save up enough cash for in a reasonable amount of time. The interest rate is low, so the extra costs won’t add much to the overall cost of the vehicle. The regular payments won’t add stress to your current or upcoming budget.
DID YOU KNOW?
One of the most important aspects of applying for a loan is ensuring that your credit is in check. If you have OK or bad credit – perhaps you have ZERO clue what your credit is like, contact us and we can have a look and ensure that your credit is perfect ahead of applying for your loan.
